Summary
Compare capital invested with estimated market growth for a consistent-return scenario.
Calculation details
Contributions occur at the end of each selected period. Unlike a deposit-interest illustration, this tool frames the rate as an assumed investment return, which is not guaranteed.
Formula
FV = P(1 + r)^n + C[(1 + r)^n − 1] ÷ r, using the return and contribution frequency selected.
Worked example
$15,000 plus $250 monthly
At an assumed 7% annual return for 15 years, the projected future value is approximately $121,975.
How it works
Set an initial investment, recurring amount, assumed annual return, duration, and contribution frequency. The result separates invested capital from modeled growth.
Frequently asked questions
What does this investment projection estimate include?
It assumes a constant return and end-of-period recurring investments; returns are not guaranteed.
When is this investment projection most useful?
When comparing contribution frequency and growth assumptions for a recurring investment plan.
Are displayed values rounded?
The formula keeps full numeric precision. Values are rounded only when formatted for display.
Can actual results differ?
Yes. Markets vary, fees and taxes apply, and returns are never guaranteed by this model.